NEW YORK LIFE ONLINE PRIVACY POLICY (EFFECTIVE AS OF May 2016)

At NYLVentures.com our goal is to connect the strength of New York Life with the speed and agility of our trusted network. You can access this information on our various sites anonymously. Whether researching our products and services, using our planning tools, or accessing our educational content, you need provide no personal information whatsoever. Whenever you do supply personal information, such as your name, address, telephone number, or e-mail address, it is kept secure and used solely to answer your inquiry, comply with your request, or supply you with information about new products and services to help you meet your needs.

If you are a customer of the New York Life Family, and you use any of our service areas to change your accounts or account information, we will handle that information in accordance with our Customer Privacy Policy.

We will follow the privacy law in your state if that law is different than the policy described in this notice.

OUR ONLINE INFORMATION PRACTICES

For a more detailed explanation of the policies and procedures we use online to protect the privacy of your information, including the types of information we may collect online and how we use that information, please click here.

We may disclose information to non-affiliated entities when required by law, such as to respond to a subpoena, to prevent fraud, or to comply with an inquiry by a governmental agency.

SAFEGUARDING YOUR INFORMATION

We maintain physical, electronic, and procedural safeguards that meet state and federal regulations. We regularly update and improve our security standards, procedures, and technology to protect against unauthorized access to your confidential information. Access to information gathered on our Web sites is limited to people who need the information to perform their job responsibilities.

INFORMING YOU ABOUT PRIVACY

This privacy policy takes effect May 2016. We reserve the right to change our privacy policy. You can always review the current privacy policy from the front page of the New York Life website, or you can contact us for a copy by writing to:

New York Life
P.O. Box 6916
Cleveland, OH 44101

You can also call us toll free at (800) 695-4331.

*The New York Life Family of Companies (also referred to as “the New York Life Family,” “we,” “our,” or “us” throughout this notice) currently includes the following affiliates and funds:

New York Life Insurance Company MCF Capital Management LLC
NYLife Insurance and Annuity Corporation MainStay Defined Term Municipal Opportunities Fund
NYLife Investment Management LLC The MainStay Funds
New York Life Enterprises LLC MainStay Funds Trust
Ausbil Investment Management Limited Main Stay VP Funds Trust
Candriam Belgium SA Private Advisors Alternative Strategies Fund
Candriam France S.A.S. Private Advisors Alternative Strategies Master Fund
Candriam Luxembourg S.C.A. Private Advisors LLC
Cornerstone Capital Management LLC New York Life Trust Company
Cornerstone Capital Management Holding LLC NYLIFE Distributors LLC
Eagle Strategies LLC NYLIFE Insurance Company of Arizona
GoldPoint Partners LLC NYLIFE Securities LLC
IndexIQ, Inc. NYLIM Service Company LLC
Institutional Capital LLC NYLINK Insurance Agencies, Inc.
MacKay Shields LLC NYL Investors LLC
Madison Capital Funding LLC